What it does
Bitpanda Card connects purchases to a chosen main asset in the account. The asset is sold into euros when a payment is made, and an optional fallback can cover a transaction when the main balance is insufficient. Refunds return in euros rather than restoring the original crypto amount.
The current page gives cashback only to qualifying crypto-funded purchases; fiat, stablecoins and metals are excluded. For a fair comparison, include the conversion trade and card charges as well as the reward. The application requirements are narrower than simply having a Bitpanda account.
Where it stands out
- Main and fallback asset selection
- App notifications and card controls
- Published fee and limit table
What you can do
- 01Visa debit spending
- 02Automatic asset conversion
- 03Apple Pay
- 04Qualifying crypto cashback
Who’s behind it
Bitpanda provides the account. The product page names Transact Payments Malta Limited as the Visa card issuer.
Fees & availability
Fees and costs
No monthly card charge is advertised. Conversion premiums, ATM fees and Visa FX markups can apply.
Eligibility and availability
Cashback excludes fiat, stablecoins and metals. Crypto-funded purchases involve an asset disposal; card delivery and limits remain subject to approval.