What it does
Gnosis Pay connects smart-account balances with payment-card programs. Its current offering focuses on infrastructure for partner apps, with a marketplace for choosing a card provider. The legacy consumer setup uses a Safe on Gnosis Chain; newer partner programs can have different networks and currencies.
The legacy Gnosis Pay card and most web-app functions are scheduled to stop at 23:59 UTC on 20 December 2026. Withdrawal access remains available. Continuing to spend requires a partner card under new terms, so the old program's fees and benefits should not be assumed to carry over.
Where it stands out
- Smart-account custody model
- Choice of partner applications
- Published transition and withdrawal arrangements
What you can do
- 01Safe-based account infrastructure
- 02Stablecoin-funded payment cards
- 03Partner-specific card management
- 04Legacy Safe withdrawals remain available
Who’s behind it
Gnosis Pay provides the technology and manages card programs. The legacy notice identifies Monavate Ltd for applicable non-EEA cardholders and UAB Monavate for EEA cardholders.
Fees & availability
Fees and costs
Partner programs set their own fees, FX arrangements and limits. Review the new cardholder agreement; legacy pricing does not automatically carry over.
Eligibility and availability
Legacy cards stop on 20 December 2026 at 23:59 UTC. Partner eligibility, currencies and networks differ; a listing does not confirm approval.