What it does
SafePal’s banking gateway connects the wallet app to Fiat24 account services. Crypto top-ups are converted through supported routes into the account’s spending balance. The onchain component uses Arbitrum, while card payments and transfers follow the account provider’s rules.
The account is not simply another self-custody token balance. Fiat24 handles compliance and eligibility, and top-up, conversion and network charges can all matter. The current page describes Mastercard despite older page titles referring to Visa; use the actual onboarding program rather than an outdated card image.
Where it stands out
- Wallet access to an IBAN account
- Published account-provider relationship
- User-configurable spending limits
What you can do
- 01Fiat24 account onboarding
- 02Virtual Mastercard
- 03Crypto top-ups
- 04Bank transfers
Who’s behind it
SafePal supplies the wallet interface. Fiat24 supplies the Swiss IBAN account and fiat gateway and handles compliance, according to SafePal’s disclosures.
Fees & availability
Fees and costs
Account creation is advertised as free; crypto swaps, top-ups, exchange spreads, gas and intermediary-bank charges may apply.
Eligibility and availability
Supported citizenship and residence both matter. Account tiers change limits and top-up rates; the wallet and Fiat24 account have different terms.